FCA warning list adds new unauthorised firms and clone alerts

The Financial Conduct Authority has updated its warning list with a new unauthorised firm and several clone-firm alerts, reinforcing its daily consumer-warning feed.

The newest entry visible on the FCA list is SWIFT VALR TRADE, first published on April 7, 2026. The regulator says firms on the warning list are believed to be operating without permission and should be avoided by consumers.

The list also shows several recent April 2 entries, including Anchor FX Capital, Digital Trade Chain, Fluid Finance / FLUID FINANCE LTD and thebusinessfinancecompanyltd.co.uk, which the FCA identifies as a clone of an authorised firm.

The FCA says clone firms may copy the details of genuine authorised firms to appear legitimate. Its consumer page says the warning list is meant to show the most up-to-date alerts on firms and individuals running scams or operating without authorisation.

The update is part of the FCA’s regular consumer-protection warnings rather than a single enforcement action. Even so, the addition of a fresh unauthorised-firm notice and multiple clone alerts makes the day’s update relevant for consumers checking before they deal with a financial services provider.

The FCA advises people to use the warning list before sending money or sharing personal information with a firm they do not know.