Mortgage rates remain elevated on April 15, with major benchmarks and lender-shopping data all showing 30-year rates in the mid-6% range.
Mortgage rates are still sitting in the mid-6% range on April 15, 2026, according to several widely watched measures.
Freddie Mac’s latest weekly survey, released April 9, said the average 30-year fixed-rate mortgage was 6.37%, down from 6.46% the prior week. The 15-year fixed-rate mortgage averaged 5.74%, down from 5.77%.
Same-day lender-shopping data showed slightly different numbers, which is normal because the methodologies are not identical. Fortune reported a 30-year fixed conforming rate of 6.279% and a 15-year conforming rate of 5.689% based on Optimal Blue data. CBS News, using Zillow-based data, reported 30-year rates at 6.12% and 15-year rates at 5.62%.
The takeaway for homebuyers is that borrowing costs remain elevated, but the direction has been modestly lower in recent readings. Even small changes in mortgage rates can affect monthly payments, especially at higher home prices.
Because different sources use different methods, shoppers should compare several quotes before locking in a loan rate.
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